Hey Denee,
What's My Payment?
First-time buyers · Louisiana · Fairway Home Mortgage

Buying your first home starts with one text.

No lectures. No jargon. Just ask Denee' what your payment would actually be — and get a straight answer from a local pro who's helped Louisiana families do this for over a decade.

NMLS #1111839 Prairieville, LA branch ✓ Fairway is a CAFA-approved lender
Today, 7:42 PM
hey Denee, what's my payment? 🏡
first-time buyer… kinda nervous, don't have 20% saved 😅
Great news — almost nobody puts 20% down on a first home. Let's look at what you'd actually pay. 💚
And Louisiana has down payment assistance that could cover most of your cash to close. Want me to check what you qualify for?
wait, seriously?? yes!!
Why buyers text Denee' first

A first home shouldn't require a finance degree.

🗣️ Plain-English answers

Denee' translates "DTI," "PMI," and "escrow" into words humans use. You'll always know what's happening and why — from first question to closing table.

💰 Assistance-first thinking

Before you drain your savings, Denee' checks CAFA and other Louisiana programs that can help with down payment, closing costs, and even mortgage insurance.

📍 Actually local

Based in Prairieville, serving Baton Rouge, Gonzales, Denham Springs, and the whole Capital Area. Denee' knows these parishes, these prices, and these programs.

Down payment assistance

Louisiana's best-kept secret: CAFA.

The Capital Area Finance Authority helps buyers in the nine parishes around Baton Rouge with down payment, closing costs, prepaid items — even private mortgage insurance costs. And Fairway is on CAFA's approved lender list, so Denee' can run these programs for you directly.

Programs like CAFA Platinum start at a 620 credit score. You don't even have to be a first-time buyer for most of them.

See CAFA programs →
do I really need 20% down?
Nope! FHA starts at 3.5% down, conventional at 3% — and assistance programs can help cover even that. Let's do the math together.
Interactive checklists

Check boxes, not vibes.

Five step-by-step checklists that save your progress right on your device — no account, no email, no tracking.

Ready to find out your payment?

No pressure, no jargon, no commitment — just a real answer from a real person in Prairieville.